Website Terms
These Website Terms apply to the use of fakbudgets.com and the information, features and services made available through the FAK website.
The website provides information about FAK and the FAK mobile app, together with contact and certain app-account support features.
Use of the FAK mobile app is subject to the separate FAK App Terms of Use. These Website Terms do not replace the App Terms.
Using the Website
The FAK website may be used for lawful personal and informational purposes.
The website may not be used in a way that:
- Violates applicable law
- Interferes with the operation or security of the website
- Attempts to gain unauthorised access to FAK systems, accounts or services
- Circumvents or interferes with security or anti-abuse measures
- Submits malicious, fraudulent, misleading or abusive content
- Uses automated systems to place an unreasonable burden on the website or its services
- Infringes the rights of FAK or another person
FAK may restrict or block access where reasonably necessary to protect the website, its users, systems or services.
Information About FAK
The website contains information about the FAK mobile app, including its features, budget styles, pricing, subscriptions, promotions and availability.
FAK aims to keep this information accurate and current, but product features, pricing, promotions and availability may change.
Information displayed on the website does not guarantee that a particular feature, price, promotion or service will remain available indefinitely.
Where information relating to an app subscription or purchase differs from information displayed by the relevant app store at the time of purchase, the information presented as part of the actual purchase process applies.
The FAK App
The website promotes and provides information about the FAK mobile app.
Downloading, creating an account for, subscribing to or using the app is governed by the FAK App Terms of Use and FAK App Privacy Policy, together with any applicable terms of the Apple App Store or Google Play.
Website descriptions of the app are provided for general information and do not replace the terms that apply to actual use of the app.
No Financial Advice
FAK is a budgeting and spending-awareness tool.
Content on the website is provided for general informational purposes and does not constitute financial, investment, tax, accounting, bookkeeping or other professional advice.
FAK is not a bank, financial institution, accountant or financial adviser.
Any financial decisions remain the responsibility of the individual making them. Professional advice should be obtained where appropriate.
Contact and Website Forms
The website provides forms that may be used to contact FAK or request assistance with certain FAK app-account matters.
Information submitted through these forms must be accurate to the best of the submitter's knowledge and must not contain unlawful, malicious, abusive or deliberately misleading material.
Forms may be protected by security and anti-abuse measures, including Cloudflare Turnstile.
Submission of a form does not guarantee a particular response time or outcome.
Information submitted through website forms is handled in accordance with the Website Privacy Notice and, where an app account is involved, the FAK App Privacy Policy.
Account-Related Website Features
Certain website pages provide utility functions for FAK app users, including email confirmation, password recovery and account-deletion requests.
These features exist to support FAK app accounts and do not create a separate website account or service.
Use of the underlying FAK account remains subject to the FAK App Terms of Use.
FAK may apply reasonable security, verification and anti-abuse measures when providing these features.
Intellectual Property
The FAK name, branding, logos, website design, text, graphics, app imagery and other original website content are owned by or licensed for use by FAK, except where otherwise indicated.
Website content may be viewed and used for ordinary personal, non-commercial purposes.
Nothing in these Website Terms grants a right to reproduce, distribute, modify, publish, commercially exploit or create derivative works from FAK content without permission, except where such use is permitted by applicable law.
Third-party names, trademarks and materials remain the property of their respective owners.
Third-Party Services and Links
The website may contain links to or interact with third-party services, including Apple, Google Play, Cloudflare, Supabase and other service providers.
Third-party services operate under their own terms, policies and availability.
FAK does not control third-party websites or services and is not responsible for their content, availability, security or practices.
A link to a third-party service does not imply endorsement of all content or services offered by that third party.
Website Availability
FAK aims to keep the website available and functioning properly but does not guarantee uninterrupted or error-free access.
The website, individual pages or features may be changed, suspended, restricted or removed where reasonably necessary for maintenance, security, operational, legal or product reasons.
FAK may also update, replace or discontinue website content or features without guaranteeing continued availability of any particular page or function.
Disclaimer
The website and its content are provided on an "as available" basis.
To the extent permitted by applicable law, FAK does not guarantee that the website will always be available, free from errors, completely secure, or suitable for every particular purpose.
Nothing in these Website Terms excludes any warranty, right or protection that cannot lawfully be excluded.
Liability
To the extent permitted by applicable law, FAK is not responsible for indirect or consequential loss arising solely from use of, or inability to use, the website or reliance on its general informational content.
Nothing in these Website Terms excludes or limits liability where doing so would be unlawful, including any rights or remedies that cannot be excluded under applicable consumer law.
The separate FAK App Terms of Use apply to liability arising from use of the FAK mobile app.
Privacy
Personal information processed through the website is handled as described in the Website Privacy Notice.
Where website features are used in connection with a FAK app account, the FAK App Privacy Policy also applies to the relevant app and account processing.
Changes to the Website or These Terms
FAK may update the website or these Website Terms from time to time to reflect changes to the website, FAK services, applicable law or operational requirements.
The version and last-updated date shown at the top indicate the current version of these Terms.
Governing Law
These Website Terms are governed by the laws applicable to FAK as a service operated from Portugal.
Nothing in these Website Terms limits any mandatory rights or protections available under applicable consumer law.
Where applicable law gives a consumer the right to bring a claim in another competent jurisdiction, these Website Terms do not remove that right.
Contact
FAK is operated from Portugal.
Questions about these Website Terms can be addressed to Guillaume de Villiers and sent to [email protected].